“The ups and downs of the loan process for buying a home are difficult to imagine until you are riding this roller coaster. The pitfalls of buying a home with a single income are even more complicated, especially in the hot market of California, where multiple offers are the norm and prices rise on a monthly basis.
Rich takes the pain out of the process! If you want to make it through the loan process, Rich Radford is your man. He makes it so easy. He is not a loan officer, but a Loan Coach, which is what I started calling him during our many talks. His patience knew no limits as he spent a lot of time going over in minute detail precisely what he needed from me for us to make the next hurdle. And there were many hurdles, as there are for nearly every buyer in today’s market.
Contact Rich and let him get you pre-qualified. He is very good at telling you exactly what loan products you can or cannot get and why. Once you find a house you like, he responds VERY QUICKLY with a pre-qualification letter for your offer letter. I had to do this several times because each property would go into multiple offers right away, but Rich just kept responding right away with those prequal letters, until the right home for me came along and I was the buyer chosen.
One of my favorite things about Rich is he communicates very effectively both in person and on email. And he is a pleasure to speak to, so though it’s a daunting task going through this process, he makes it pleasurable! Even busy professionals can take the time to get through the loan process with Rich as your guide. His upbeat, optimistic, and efficient approach will have you there before you know it. ”
– Carol – Instructional Designer – Westlake Village
“As far as I am concerned, the best I have ever had in refinancing my home….twice!”
– Gene & Gurda – Newbury Park
“I’ve been a home owner for approximately twenty years and I was thrilled when I finally found John Gibson. He is our financial knight in shining armor! After dealing with so many different mortgage brokers over the years, and being frustrated and unsatisfied, we finally found our man – John is brilliant, kind, so well educated and knowledgeable, has our best interests in mind, is proactive and reaches out to us when something favorable arises. My whole family all uses John too, for the past six years and we are all SO pleased. This is one area in our life that we don’t need to worry about any longer because we found him. He’s amazing. I can’t speak highly enough about him. My husband, sister & I recommend him whole-heartedly.”
– Jill – Sr. VP – Santa Monica
“My wife and I have been involved in real estate transactions for past twenty-eight years in California. During this time we had also dealt with numerous lenders and mortgage brokers. Anyone who has dealt with just one mortgage most likely knows the labyrinth of paper work and requirements this industry has imposed upon consumers. At times these dreadful experiences made us think twice before engaging in another real estate transaction.
It all came to end for us when we were introduced to the Radford Capital Group almost four years ago. We skeptically began the first transaction with refinancing, which closed ahead of schedule and was the most pleasant and trusting experience we have ever had with a mortgage broker. Since then we have had at least six more transactions (purchase and refinancing) through Radford Capital Group and each one went superbly smooth.
The team at Radford Capital Group has extremely high standards, vast industry knowledge and uncompromising integrity that provided us with peace of mind with each transaction. We feel privileged to call on this team for advice at all times. Recently our son had been involved in his first real estate transaction through Radford Capital Group. Now, our family has joined the Radford family. We look forward to continued business opportunities with this exceptional team for years to come.”
– Sam & Darlene – Burbank
“Dealing with Rich and the entire Radford Group has been an extremely positive and pleasant experience. The results in all four of my transactions were truly amazing. I am looking forward to my next transaction.”
– Marshall & Roxanne – Real Estate Investors – Long Beach
“Rich provided great customer service, was very responsive and made every effort to understand our needs and goals.”
– Dennis and Jenny – Irvine