Mortgage Loan Programs

Option ARMs (Adjustable Rate Mortgages)
Variations – 15, 30, and 40 Year Terms -1 and 3 month options: initial 1 or 3 month fixed interest period, then adjusts monthly. Payment amount fixed for a year then adjusts annually. Our Option ARMs offer you the most flexibility when qualifying for a

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Traditional ARMs (Adjustable Rate Mortgages)
Our Traditional ARMs offer you all the features of a fixed-rate loan combined with the value of an adjustable rate mortgage. Start with an initial low fixed rate for 1, 3, 5, 7 or 10 years. The rate will adjust annually. Periodic rate caps determine the

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Fixed-Rate Mortgages
If you like to plan for the long-term and don’t like to take risks, you might want to consider a fixed-rate loan. “Fixed” means that your interest rate and monthly loan payments remain the same for the life of your loan. We offer 15- and 30-yea

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Home Equity Loans and Home Equity Lines of Credit
Our affiliates offer opportunities for customers to borrow against the equity in their home in order to assist with expenses such as home purchase, college tuition, debt payment, and other major purchases. We offer both Home Equity Loans and Home Equity L

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